/* ==========================================================================
   Assurance Macon — Allianz Frédéric Pegon
   Design system inspiré de allianz.fr
   ========================================================================== */

:root{
  --allianz-blue:#003781;
  --allianz-blue-dark:#002b66;
  --allianz-blue-light:#006192;
  --allianz-accent:#0099cc;
  --ink:#1a1a1a;
  --body:#414141;
  --muted:#6e6e6e;
  --line:#e3e3e3;
  --bg:#ffffff;
  --bg-soft:#f4f6f9;
  --bg-blue-soft:#eef3f9;
  --white:#ffffff;
  --radius:8px;
  --radius-lg:16px;
  --shadow:0 2px 14px rgba(0,55,129,.08);
  --shadow-lg:0 10px 40px rgba(0,55,129,.14);
  --maxw:1180px;
  --font:"Inter","Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:var(--font);color:var(--body);
  font-size:17px;line-height:1.65;background:var(--bg);
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--allianz-blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{color:var(--ink);line-height:1.2;font-weight:700;margin:0 0 .5em}
h1{font-size:2.6rem;letter-spacing:-.02em}
h2{font-size:2rem;letter-spacing:-.01em}
h3{font-size:1.3rem}
p{margin:0 0 1rem}
.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}
.section{padding:72px 0}
.section--soft{background:var(--bg-soft)}
.center{text-align:center}
.lead{font-size:1.2rem;color:var(--muted);max-width:760px}
.center .lead{margin-left:auto;margin-right:auto}
.eyebrow{color:var(--allianz-blue-light);font-weight:700;text-transform:uppercase;
  letter-spacing:.08em;font-size:.85rem;margin-bottom:.6rem}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:.5rem;padding:14px 26px;border-radius:40px;
  font-weight:700;font-size:1rem;cursor:pointer;border:2px solid transparent;
  transition:.18s;text-decoration:none;line-height:1}
.btn:hover{text-decoration:none}
.btn--primary{background:var(--allianz-blue);color:#fff}
.btn--primary:hover{background:var(--allianz-blue-dark)}
.btn--ghost{background:transparent;color:var(--allianz-blue);border-color:var(--allianz-blue)}
.btn--ghost:hover{background:var(--allianz-blue);color:#fff}
.btn--white{background:#fff;color:var(--allianz-blue)}
.btn--white:hover{background:var(--bg-soft)}
.btn--lg{padding:17px 34px;font-size:1.08rem}

/* ---------- Top bar ---------- */
.topbar{background:var(--allianz-blue);color:#fff;font-size:.9rem}
.topbar a{color:#fff}
.topbar .container{display:flex;justify-content:space-between;align-items:center;
  gap:16px;min-height:40px;flex-wrap:wrap}
.topbar__info{display:flex;gap:22px;flex-wrap:wrap}
.topbar__info span{display:inline-flex;align-items:center;gap:6px}

/* ---------- Header / nav ---------- */
.header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.header .container{display:flex;align-items:center;justify-content:space-between;min-height:74px;gap:20px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;flex-shrink:0}
.brand:hover{text-decoration:none}
.brand__logo{display:flex;align-items:flex-end;gap:3px;height:22px}
.brand__logo span{display:block;width:5px;border-radius:1px;background:var(--allianz-blue)}
.brand__logo span:nth-child(1){height:12px}
.brand__logo span:nth-child(2){height:18px}
.brand__logo span:nth-child(3){height:22px}
.brand__logo-img{height:28px;width:auto;display:block}
.brand__name{font-weight:800;font-size:1.3rem;color:var(--allianz-blue);letter-spacing:-.01em;white-space:nowrap;line-height:1}
.brand__divider{width:1px;height:28px;background:var(--line);display:inline-block}
.brand__sub{display:block;font-size:.72rem;font-weight:600;color:var(--muted);letter-spacing:.02em}
.nav{display:flex;align-items:center;gap:2px}
.nav a{color:var(--ink);font-weight:600;padding:10px 10px;border-radius:6px;font-size:.94rem;white-space:nowrap}
.nav a:hover{background:var(--bg-blue-soft);text-decoration:none;color:var(--allianz-blue)}
.nav a.active{color:var(--allianz-blue)}
.header__cta{display:flex;align-items:center;gap:10px}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px}
.nav-toggle span{display:block;width:26px;height:3px;background:var(--allianz-blue);
  margin:5px 0;border-radius:2px;transition:.2s}

/* ---------- Hero ---------- */
.hero{background:linear-gradient(120deg,var(--allianz-blue) 0%,var(--allianz-blue-light) 100%);
  color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-80px;width:520px;height:520px;
  background:radial-gradient(circle,rgba(255,255,255,.10),transparent 70%);border-radius:50%}
.hero .container{position:relative;z-index:2;padding:84px 20px;max-width:820px}
.hero h1{color:#fff;font-size:3rem}
.hero p{color:rgba(255,255,255,.92);font-size:1.25rem;margin-bottom:2rem}
.hero__actions{display:flex;gap:14px;flex-wrap:wrap}
.hero__trust{margin-top:34px;display:flex;gap:26px;flex-wrap:wrap;color:rgba(255,255,255,.9);font-size:.95rem}
.hero__trust span{display:inline-flex;align-items:center;gap:8px}
/* variante claire du hero */
.hero--light{background:var(--bg-soft);color:var(--body)}
.hero--light::after{display:none}
.hero--light h1{color:var(--ink)}
.hero--light p{color:var(--muted)}
.hero--light .eyebrow{color:var(--allianz-blue-light)}
.hero--light .hero__trust{color:var(--body)}

/* page hero (inner pages) */
.pagehero{background:var(--allianz-blue);color:#fff}
.pagehero .container{padding:60px 20px}
.pagehero h1{color:#fff}
.pagehero p{color:rgba(255,255,255,.9);margin:0;max-width:720px}
.crumbs{font-size:.85rem;color:rgba(255,255,255,.75);margin-bottom:14px}
.crumbs a{color:rgba(255,255,255,.9)}

/* ---------- Grid / cards ---------- */
.grid{display:grid;gap:24px}
.grid--3{grid-template-columns:repeat(3,1fr)}
.grid--4{grid-template-columns:repeat(4,1fr)}
.grid--2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:30px;box-shadow:var(--shadow);transition:.2s;display:flex;flex-direction:column}
.card:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px)}
.card__icon{width:52px;height:52px;border-radius:12px;background:var(--bg-blue-soft);
  display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--allianz-blue)}
.card__icon svg{width:28px;height:28px}
.card h3{margin-bottom:.4rem}
.card p{color:var(--muted);font-size:.98rem;flex:1}
.card a.cardlink{font-weight:700;margin-top:14px;display:inline-flex;align-items:center;gap:6px;align-self:flex-start}
.card a.cardlink + a.cardlink{margin-top:8px;color:var(--allianz-blue-light)}
.card a.btn--card{align-self:flex-start;display:inline-flex;align-items:center;gap:.45rem;margin-top:16px;
  padding:11px 18px;border-radius:30px;background:var(--allianz-blue);color:#fff;font-weight:700;
  font-size:.95rem;transition:.18s;text-decoration:none}
.card a.btn--card:hover{background:var(--allianz-blue-dark);text-decoration:none}
.card a.btn--card + a.cardlink{margin-top:12px}
.card a.cardlink::after{content:"\2192";transition:.2s}
.card a.cardlink:hover{text-decoration:none}
.card a.cardlink:hover::after{transform:translateX(4px)}

/* simple list of products */
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:20px 0}
.chip{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1px solid var(--line);
  border-radius:30px;padding:9px 16px;font-size:.95rem;font-weight:600;color:var(--ink);transition:.18s}
.chip:hover{border-color:var(--allianz-blue);color:var(--allianz-blue);text-decoration:none;box-shadow:var(--shadow)}

/* feature split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.tick{list-style:none;padding:0;margin:0}
.tick li{position:relative;padding:8px 0 8px 34px}
.tick li::before{content:"";position:absolute;left:0;top:12px;width:20px;height:20px;border-radius:50%;
  background:var(--allianz-blue);
  -webkit-mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='white' d='M9 16.2l-3.5-3.5L4 14.2 9 19.2 20 8.2l-1.5-1.5z'/></svg>") center/16px no-repeat;
          mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='white' d='M9 16.2l-3.5-3.5L4 14.2 9 19.2 20 8.2l-1.5-1.5z'/></svg>") center/16px no-repeat;}

/* stats band */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.stats .num{font-size:2.6rem;font-weight:800;color:var(--allianz-blue);line-height:1}
.stats .lab{color:var(--muted);font-size:.95rem;margin-top:6px}

/* CTA band */
.ctaband{background:var(--allianz-blue);color:#fff;border-radius:var(--radius-lg);
  padding:48px;text-align:center}
.ctaband h2{color:#fff}
.ctaband p{color:rgba(255,255,255,.9);max-width:620px;margin:0 auto 1.6rem}

/* FAQ */
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  margin-bottom:12px;padding:0 22px}
.faq summary{cursor:pointer;font-weight:700;color:var(--ink);padding:18px 0;list-style:none;
  display:flex;justify-content:space-between;align-items:center;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.5rem;color:var(--allianz-blue);font-weight:400}
.faq details[open] summary::after{content:"\2013"}
.faq details p{color:var(--muted);margin:0 0 18px}

/* info / contact box */
.infobox{background:var(--bg-blue-soft);border-radius:var(--radius-lg);padding:32px}
.infobox h3{color:var(--allianz-blue)}
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{display:flex;gap:12px;padding:10px 0;border-bottom:1px solid var(--line)}
.contact-list li:last-child{border:0}
.contact-list svg{width:22px;height:22px;color:var(--allianz-blue);flex-shrink:0;margin-top:3px}

.prose h2{margin-top:1.6em}
.prose ul{padding-left:1.2em}
.prose li{margin:.3em 0}

/* ---------- Footer ---------- */
.footer{background:var(--allianz-blue-dark);color:rgba(255,255,255,.8);padding:56px 0 26px;font-size:.95rem}
.footer a{color:rgba(255,255,255,.8)}
.footer a:hover{color:#fff}
.footer__grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px}
.footer h4{color:#fff;font-size:1rem;margin-bottom:1rem}
.footer ul{list-style:none;padding:0;margin:0}
.footer li{margin:.45rem 0}
.footer__brand .brand__name{color:#fff}
.footer__bottom{border-top:1px solid rgba(255,255,255,.18);margin-top:40px;padding-top:22px;
  display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:.85rem;color:rgba(255,255,255,.6)}

/* ---------- Responsive ---------- */
@media(max-width:1080px){
  .nav,.header__cta .btn{display:none}
  .nav-toggle{display:block}
  .nav.open{display:flex;position:absolute;top:74px;left:0;right:0;flex-direction:column;
    background:#fff;border-bottom:1px solid var(--line);padding:14px;gap:2px;box-shadow:var(--shadow-lg);z-index:60}
  .nav.open a{width:100%}
}
@media(max-width:900px){
  h1{font-size:2.1rem}.hero h1{font-size:2.3rem}h2{font-size:1.6rem}
  .grid--3,.grid--4,.grid--2,.split,.stats,.footer__grid{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr 1fr}
  .nav,.header__cta .btn{display:none}
  .nav-toggle{display:block}
  .nav.open{display:flex;position:absolute;top:74px;left:0;right:0;flex-direction:column;
    background:#fff;border-bottom:1px solid var(--line);padding:14px;gap:2px;box-shadow:var(--shadow-lg)}
  .nav.open a{width:100%}
  .section{padding:52px 0}
  .ctaband{padding:34px 22px}
}
@media(max-width:480px){
  .brand__logo-img{height:24px}
  .brand__name{font-size:1.05rem}
  .brand__divider{height:22px}
}